Israeli mortgage rates since 1994
Yearly averages of Israeli mortgage rates and inflation since 1994. Prime goes back to 1994; the average rates on new mortgages (Kalatz, Katz, Matz) start in July 2011, when the Bank of Israel began publishing them.
Download the monthly data (CSV)| Year | Prime | Kalatz | Katz | Matz | Inflation (CPI) |
|---|---|---|---|---|---|
| 2026 | 5.25 | 4.70 | 3.27 | 3.28 | 1.74 |
| 2025 | 5.96 | 4.88 | 3.33 | 3.48 | 3.04 |
| 2024 | 6.00 | 4.93 | 3.13 | 3.33 | 3.06 |
| 2023 | 6.06 | 5.02 | 3.28 | 3.92 | 4.22 |
| 2022 | 2.89 | 4.11 | 2.61 | 2.80 | 4.39 |
| 2021 | 1.60 | 3.06 | 2.37 | 2.07 | 1.49 |
| 2020 | 1.64 | 3.15 | 2.81 | 2.71 | -0.59 |
| 2019 | 1.75 | 3.68 | 3.04 | 2.83 | 0.84 |
| 2018 | 1.63 | 3.89 | 3.29 | 3.23 | 0.81 |
| 2017 | 1.60 | 4.20 | 3.67 | 3.53 | 0.24 |
| 2016 | 1.60 | 3.93 | 3.34 | 3.00 | -0.54 |
| 2015 | 1.61 | 3.28 | 2.31 | 2.08 | -0.63 |
| 2014 | 2.04 | 3.81 | 2.28 | 2.07 | 0.48 |
| 2013 | 2.83 | 4.25 | 2.14 | 2.16 | 1.53 |
| 2012 | 3.79 | 4.90 | 2.37 | 2.58 | 1.71 |
| 2011 | 4.48 | 5.63 | 2.84 | 3.17 | 3.47 |
| 2010 | 3.13 | — | — | — | 2.71 |
| 2009 | 2.23 | — | — | — | 3.32 |
| 2008 | 5.06 | — | — | — | 4.57 |
| 2007 | 5.46 | — | — | — | 0.52 |
| 2006 | 6.63 | — | — | — | 2.12 |
| 2005 | 5.19 | — | — | — | 1.33 |
| 2004 | 5.62 | — | — | — | -0.41 |
| 2003 | 8.69 | — | — | — | 0.73 |
| 2002 | 8.69 | — | — | — | 5.68 |
| 2001 | 8.03 | — | — | — | 1.11 |
| 2000 | 10.58 | — | — | — | 1.12 |
| 1999 | 13.45 | — | — | — | 5.26 |
| 1998 | 13.25 | — | — | — | 5.44 |
| 1997 | 15.02 | — | — | — | 9.03 |
| 1996 | 16.70 | — | — | — | 11.27 |
| 1995 | 15.82 | — | — | — | 10.13 |
| 1994 | 14.33 | — | — | — | 12.30 |
Sources: Bank of Israel (policy rate, housing-loan interest rates, yield curves) and the Central Bureau of Statistics (consumer price index).