Israeli mortgage rates in March 2026
In March 2026, Prime was 5.50% (Bank of Israel rate 4.00% plus 1.5), new fixed unindexed mortgages (Kalatz) averaged 4.68% and fixed CPI-linked ones (Katz) 3.19%. Inflation over 12 months was 1.90%.
- Bond 3Y rose 0.31 points on the month.
- Bond 18M rose 0.28 points on the month.
- Bond 5Y rose 0.26 points on the month.
| Track | Rate | vs. previous month | vs. a year earlier |
|---|---|---|---|
| Prime | 5.50% | 0.00 | −0.50 |
| Kalatz | 4.68% | −0.06 | −0.23 |
| Katz | 3.19% | −0.06 | −0.02 |
| Matz | 3.21% | −0.05 | −0.11 |
| Zakaut | 2.69% | −0.06 | −0.02 |
| Bond 18M | 4.67% | +0.28 | −0.45 |
| Bond 3Y | 4.70% | +0.31 | −0.44 |
| Bond 3Y Indexed | 3.39% | +0.23 | −0.05 |
| Bond 5Y | 4.71% | +0.26 | −0.46 |
| Bond 5Y Indexed | 3.37% | +0.19 | −0.01 |
| Bond 10Y | 4.95% | +0.17 | −0.42 |
| Bond 10Y Indexed | 3.50% | +0.21 | +0.04 |
Sources: Bank of Israel housing-loan interest rates, policy rate and zero-coupon yield curves (SDMX API).