Israeli mortgage rates in May 2026
In May 2026, Prime was 5.25% (Bank of Israel rate 3.75% plus 1.5), new fixed unindexed mortgages (Kalatz) averaged 4.77% and fixed CPI-linked ones (Katz) 3.31%. Inflation over 12 months was 1.90%.
- Bond 3Y Indexed fell 0.26 points on the month.
- Prime fell 0.25 points on the month.
- Bond 5Y Indexed fell 0.22 points on the month.
| Track | Rate | vs. previous month | vs. a year earlier |
|---|---|---|---|
| Prime | 5.25% | −0.25 | −0.75 |
| Kalatz | 4.77% | +0.03 | −0.14 |
| Katz | 3.31% | +0.04 | −0.06 |
| Matz | 3.43% | +0.07 | −0.21 |
| Zakaut | 2.81% | +0.04 | −0.06 |
| Bond 18M | 4.58% | −0.08 | −0.55 |
| Bond 3Y | 4.62% | −0.09 | −0.54 |
| Bond 3Y Indexed | 3.30% | −0.26 | −0.40 |
| Bond 5Y | 4.66% | −0.07 | −0.54 |
| Bond 5Y Indexed | 3.30% | −0.22 | −0.37 |
| Bond 10Y | 4.90% | −0.08 | −0.51 |
| Bond 10Y Indexed | 3.54% | −0.14 | −0.19 |
Sources: Bank of Israel housing-loan interest rates, policy rate and zero-coupon yield curves (SDMX API).