Israeli mortgage rates in June 2026
In June 2026, Prime was 5.25% (Bank of Israel rate 3.75% plus 1.5), new fixed unindexed mortgages (Kalatz) averaged 4.73% and fixed CPI-linked ones (Katz) 3.27%. Inflation over 12 months was 1.60%.
- Bond 18M fell 0.34 points on the month.
- Bond 3Y fell 0.33 points on the month.
- Bond 5Y fell 0.28 points on the month.
| Track | Rate | vs. previous month | vs. a year earlier |
|---|---|---|---|
| Prime | 5.25% | 0.00 | −0.75 |
| Kalatz | 4.73% | −0.04 | −0.20 |
| Katz | 3.27% | −0.04 | −0.14 |
| Matz | 3.28% | −0.15 | −0.37 |
| Zakaut | 2.77% | −0.04 | −0.14 |
| Bond 18M | 4.24% | −0.34 | −0.93 |
| Bond 3Y | 4.29% | −0.33 | −0.89 |
| Bond 3Y Indexed | 3.08% | −0.22 | −0.55 |
| Bond 5Y | 4.38% | −0.28 | −0.85 |
| Bond 5Y Indexed | 3.10% | −0.20 | −0.52 |
| Bond 10Y | 4.72% | −0.18 | −0.70 |
| Bond 10Y Indexed | 3.33% | −0.21 | −0.30 |
Sources: Bank of Israel housing-loan interest rates, policy rate and zero-coupon yield curves (SDMX API).