Israeli mortgage rates in April 2026
In April 2026, Prime was 5.50% (Bank of Israel rate 4.00% plus 1.5), new fixed unindexed mortgages (Kalatz) averaged 4.74% and fixed CPI-linked ones (Katz) 3.27%. Inflation over 12 months was 1.90%.
- Bond 10Y Indexed rose 0.18 points on the month.
- Bond 3Y Indexed rose 0.17 points on the month.
- Matz rose 0.15 points on the month.
| Track | Rate | vs. previous month | vs. a year earlier |
|---|---|---|---|
| Prime | 5.50% | 0.00 | −0.50 |
| Kalatz | 4.74% | +0.06 | −0.17 |
| Katz | 3.27% | +0.08 | +0.01 |
| Matz | 3.36% | +0.15 | −0.10 |
| Zakaut | 2.77% | +0.08 | +0.01 |
| Bond 18M | 4.66% | −0.01 | −0.42 |
| Bond 3Y | 4.71% | +0.01 | −0.39 |
| Bond 3Y Indexed | 3.56% | +0.17 | −0.12 |
| Bond 5Y | 4.73% | +0.02 | −0.42 |
| Bond 5Y Indexed | 3.52% | +0.15 | −0.12 |
| Bond 10Y | 4.98% | +0.03 | −0.38 |
| Bond 10Y Indexed | 3.68% | +0.18 | 0.00 |
Sources: Bank of Israel housing-loan interest rates, policy rate and zero-coupon yield curves (SDMX API).