Israeli mortgage rates in August 2026
In August 2026, Prime was 5.00% (Bank of Israel rate 3.50% plus 1.5), new fixed unindexed mortgages (Kalatz) averaged 4.62% and fixed CPI-linked ones (Katz) 3.29%. Inflation over 12 months was 1.50%.
- Bond 3Y Indexed rose 0.18 points on the month.
- Bond 5Y Indexed rose 0.16 points on the month.
- Bond 10Y Indexed rose 0.10 points on the month.
| Track | Rate | vs. previous month | vs. a year earlier |
|---|---|---|---|
| Prime | 5.00% | 0.00 | −1.00 |
| Kalatz | 4.62% | −0.01 | −0.28 |
| Katz | 3.29% | +0.07 | −0.11 |
| Matz | 3.19% | +0.02 | −0.42 |
| Zakaut | 2.79% | +0.07 | −0.11 |
| Bond 18M | 4.26% | 0.00 | −0.73 |
| Bond 3Y | 4.43% | +0.02 | −0.52 |
| Bond 3Y Indexed | 3.30% | +0.18 | −0.24 |
| Bond 5Y | 4.53% | +0.05 | −0.45 |
| Bond 5Y Indexed | 3.35% | +0.16 | −0.13 |
| Bond 10Y | 4.86% | +0.03 | −0.31 |
| Bond 10Y Indexed | 3.58% | +0.10 | +0.12 |
Sources: Bank of Israel housing-loan interest rates, policy rate and zero-coupon yield curves (SDMX API).