Apartment prices and mortgages in Bat Yam
In Q2 2026, the 195 apartments sold in Bat Yam cost ₪2,258,100 on average, 7.3% below the national average of ₪2,435,000. Prices are down 1.2% on a year.
Average price by number of rooms
| Rooms | Average price | Deals |
|---|---|---|
| 1–2 rooms | ₪1,628,200 | 26 |
| 2.5–3 rooms | ₪1,910,400 | 96 |
| 3.5–4 rooms | ₪2,563,100 | 47 |
| 4.5–5 rooms | ₪3,583,300 | 24 |
What a typical flat costs to finance
For 3.5–4 rooms at ₪2,563,100, a first-home buyer can borrow up to 75% of the price: ₪1,922,325, with ₪640,775 of their own. A balanced mix at today's Bank of Israel rates costs about ₪12,197 a month, so the household needs about ₪30,500 net a month to keep the payment under 40% of income.
Purchase tax at that price: ₪23,693 for a resident's only home, ₪2,922 for a new immigrant (oleh).
Simulate this mortgageQuestions
- What is the average apartment price in Bat Yam?
- ₪2,258,100 in Q2 2026, the average of 195 deals recorded by the Central Bureau of Statistics. A 3.5–4 rooms flat averaged ₪2,563,100.
- How much can I borrow to buy in Bat Yam?
- For a first home, Israeli banks may lend up to 75% of the price (70% for a replacement home, 50% for an investment property or a foreign resident). On a ₪2,563,100 flat that is ₪1,922,325, so you need at least ₪640,775 plus purchase tax and fees.
- What income do I need for a mortgage in Bat Yam?
- A ₪1,922,325 loan costs about ₪12,197 a month at today's rates. Banks cap the payment at 50% of net income and rarely approve above 40%, so plan for about ₪30,500 net a month.