Prices and mortgage

Apartment prices and mortgages in Herzliya

In Q2 2026, the 114 apartments sold in Herzliya cost ₪3,578,100 on average, 46.9% above the national average of ₪2,435,000. Prices are down 2.4% on a year.

Average price by number of rooms

RoomsAverage priceDeals
2.5–3 rooms₪2,635,50023
3.5–4 rooms₪3,436,40052
4.5–5 rooms₪4,425,70031

What a typical flat costs to finance

For 3.5–4 rooms at ₪3,436,400, a first-home buyer can borrow up to 75% of the price: ₪2,577,300, with ₪859,100 of their own. A balanced mix at today's Bank of Israel rates costs about ₪16,353 a month, so the household needs about ₪40,900 net a month to keep the payment under 40% of income.

Purchase tax at that price: ₪67,358 for a resident's only home, ₪7,288 for a new immigrant (oleh).

Simulate this mortgage

Questions

What is the average apartment price in Herzliya?
₪3,578,100 in Q2 2026, the average of 114 deals recorded by the Central Bureau of Statistics. A 3.5–4 rooms flat averaged ₪3,436,400.
How much can I borrow to buy in Herzliya?
For a first home, Israeli banks may lend up to 75% of the price (70% for a replacement home, 50% for an investment property or a foreign resident). On a ₪3,436,400 flat that is ₪2,577,300, so you need at least ₪859,100 plus purchase tax and fees.
What income do I need for a mortgage in Herzliya?
A ₪2,577,300 loan costs about ₪16,353 a month at today's rates. Banks cap the payment at 50% of net income and rarely approve above 40%, so plan for about ₪40,900 net a month.

Source

Central Bureau of Statistics, prices journal, table 2.2: average prices of owner-occupied dwellings by district, big city and number of rooms. Subsidised deals excluded; the latest quarter is provisional. (October 21, 2026)