Prices and mortgage

Apartment prices and mortgages in Netanya

In Q2 2026, the 275 apartments sold in Netanya cost ₪2,644,300 on average, 8.6% above the national average of ₪2,435,000. Prices are down 1.7% on a year.

Average price by number of rooms

RoomsAverage priceDeals
1–2 rooms₪1,188,2007
2.5–3 rooms₪1,753,80066
3.5–4 rooms₪2,568,900113
4.5–5 rooms₪3,405,70084

What a typical flat costs to finance

For 3.5–4 rooms at ₪2,568,900, a first-home buyer can borrow up to 75% of the price: ₪1,926,675, with ₪642,225 of their own. A balanced mix at today's Bank of Israel rates costs about ₪12,225 a month, so the household needs about ₪30,600 net a month to keep the payment under 40% of income.

Purchase tax at that price: ₪23,983 for a resident's only home, ₪2,951 for a new immigrant (oleh).

Simulate this mortgage

Questions

What is the average apartment price in Netanya?
₪2,644,300 in Q2 2026, the average of 275 deals recorded by the Central Bureau of Statistics. A 3.5–4 rooms flat averaged ₪2,568,900.
How much can I borrow to buy in Netanya?
For a first home, Israeli banks may lend up to 75% of the price (70% for a replacement home, 50% for an investment property or a foreign resident). On a ₪2,568,900 flat that is ₪1,926,675, so you need at least ₪642,225 plus purchase tax and fees.
What income do I need for a mortgage in Netanya?
A ₪1,926,675 loan costs about ₪12,225 a month at today's rates. Banks cap the payment at 50% of net income and rarely approve above 40%, so plan for about ₪30,600 net a month.

Source

Central Bureau of Statistics, prices journal, table 2.2: average prices of owner-occupied dwellings by district, big city and number of rooms. Subsidised deals excluded; the latest quarter is provisional. (October 21, 2026)