Apartment prices and mortgages in Haifa
In Q2 2026, the 618 apartments sold in Haifa cost ₪1,816,400 on average, 25.4% below the national average of ₪2,435,000. Prices are up 6.1% on a year.
Average price by number of rooms
| Rooms | Average price | Deals |
|---|---|---|
| 1–2 rooms | ₪919,700 | 51 |
| 2.5–3 rooms | ₪1,306,700 | 231 |
| 3.5–4 rooms | ₪1,938,000 | 194 |
| 4.5–5 rooms | ₪2,654,300 | 118 |
| 5.5–6 rooms | ₪3,525,200 | 24 |
What a typical flat costs to finance
For 3.5–4 rooms at ₪1,938,000, a first-home buyer can borrow up to 75% of the price: ₪1,453,500, with ₪484,500 of their own. A balanced mix at today's Bank of Israel rates costs about ₪9,222 a month, so the household needs about ₪23,100 net a month to keep the payment under 40% of income.
Purchase tax at that price: ₪0 for a resident's only home, ₪0 for a new immigrant (oleh).
Simulate this mortgageQuestions
- What is the average apartment price in Haifa?
- ₪1,816,400 in Q2 2026, the average of 618 deals recorded by the Central Bureau of Statistics. A 3.5–4 rooms flat averaged ₪1,938,000.
- How much can I borrow to buy in Haifa?
- For a first home, Israeli banks may lend up to 75% of the price (70% for a replacement home, 50% for an investment property or a foreign resident). On a ₪1,938,000 flat that is ₪1,453,500, so you need at least ₪484,500 plus purchase tax and fees.
- What income do I need for a mortgage in Haifa?
- A ₪1,453,500 loan costs about ₪9,222 a month at today's rates. Banks cap the payment at 50% of net income and rarely approve above 40%, so plan for about ₪23,100 net a month.