Apartment prices and mortgages in Kfar Saba
In Q2 2026, the 123 apartments sold in Kfar Saba cost ₪2,941,100 on average, 20.8% above the national average of ₪2,435,000. Prices are down 0.7% on a year.
Average price by number of rooms
| Rooms | Average price | Deals |
|---|---|---|
| 2.5–3 rooms | ₪2,210,400 | 26 |
| 3.5–4 rooms | ₪2,885,600 | 52 |
| 4.5–5 rooms | ₪3,456,700 | 42 |
What a typical flat costs to finance
For 3.5–4 rooms at ₪2,885,600, a first-home buyer can borrow up to 75% of the price: ₪2,164,200, with ₪721,400 of their own. A balanced mix at today's Bank of Israel rates costs about ₪13,732 a month, so the household needs about ₪34,400 net a month to keep the payment under 40% of income.
Purchase tax at that price: ₪39,818 for a resident's only home, ₪4,534 for a new immigrant (oleh).
Simulate this mortgageQuestions
- What is the average apartment price in Kfar Saba?
- ₪2,941,100 in Q2 2026, the average of 123 deals recorded by the Central Bureau of Statistics. A 3.5–4 rooms flat averaged ₪2,885,600.
- How much can I borrow to buy in Kfar Saba?
- For a first home, Israeli banks may lend up to 75% of the price (70% for a replacement home, 50% for an investment property or a foreign resident). On a ₪2,885,600 flat that is ₪2,164,200, so you need at least ₪721,400 plus purchase tax and fees.
- What income do I need for a mortgage in Kfar Saba?
- A ₪2,164,200 loan costs about ₪13,732 a month at today's rates. Banks cap the payment at 50% of net income and rarely approve above 40%, so plan for about ₪34,400 net a month.