Apartment prices and mortgages in Ramat Gan
In Q2 2026, the 299 apartments sold in Ramat Gan cost ₪3,070,000 on average, 26.1% above the national average of ₪2,435,000. Prices are down 1.6% on a year.
Average price by number of rooms
| Rooms | Average price | Deals |
|---|---|---|
| 1–2 rooms | ₪1,875,000 | 24 |
| 2.5–3 rooms | ₪2,523,900 | 106 |
| 3.5–4 rooms | ₪3,067,400 | 106 |
| 4.5–5 rooms | ₪4,522,300 | 58 |
What a typical flat costs to finance
For 3.5–4 rooms at ₪3,067,400, a first-home buyer can borrow up to 75% of the price: ₪2,300,550, with ₪766,850 of their own. A balanced mix at today's Bank of Israel rates costs about ₪14,597 a month, so the household needs about ₪36,500 net a month to keep the payment under 40% of income.
Purchase tax at that price: ₪48,908 for a resident's only home, ₪5,443 for a new immigrant (oleh).
Simulate this mortgageQuestions
- What is the average apartment price in Ramat Gan?
- ₪3,070,000 in Q2 2026, the average of 299 deals recorded by the Central Bureau of Statistics. A 3.5–4 rooms flat averaged ₪3,067,400.
- How much can I borrow to buy in Ramat Gan?
- For a first home, Israeli banks may lend up to 75% of the price (70% for a replacement home, 50% for an investment property or a foreign resident). On a ₪3,067,400 flat that is ₪2,300,550, so you need at least ₪766,850 plus purchase tax and fees.
- What income do I need for a mortgage in Ramat Gan?
- A ₪2,300,550 loan costs about ₪14,597 a month at today's rates. Banks cap the payment at 50% of net income and rarely approve above 40%, so plan for about ₪36,500 net a month.